TUESDAY, OCTOBER 25, 2011
You buy books online, shoes online and even order your baby’s cute photos online, so why not buy your auto insurance online, too? More and more insurance companies are using the internet to reach customers but what are you missing when you bypass your local insurance agent?
 Most importantly, a local insurance agent can give you the personal service you need. They are accessible by phone or at his office and, in many cases, gets to know you and your family personally and, in turn, you get to know them and this partnership can give you peace of mind and trust in the products you are buying.
A local agent will make recommendations for you based on your specific needs and situation. They can advise you on things you may need to add to your coverage or parts of your policy which you may not need, ensuring that you are getting you the right amount and type of insurance coverage for your home, autos and family. Local agents can alert you if there is a problem with your payment so you won’t have a lapse of coverage.
Local agents will provide an annual policy review. This gives you a chance to sit down together and go over your policies to make sure that you are covered properly and fill in any gaps that are missing and make changes as you family and life situations change. They can see that your daughter just turned 16 and you will need additional coverage, or that your son just married and can be taken off your policy. Because a local agent is close by, you can easily call him when you get a new ATV for Christmas so that you are covered immediately or alert him when you sell your truck so he can discontinue coverage right away so that you’re not paying more than you should.
And don’t think that just because your agent’s office is down the street that he doesn’t have access to national insurance benefits. Independent local agents represent several different insurance companies and can search for the best coverage and rates for your situation from a variety of nationally strong companies.
If you should need to make a claim on your policy, it is comforting to know that your local agent will be there to represent your interests and walk you through the process. Who’s got your back? Your local insurance agent does.
Get the best of both worlds with Claude Reynolds Insurance! Get a free Louisville insurance quote online, visit our office, or give us a call to speak to one of our agents.
By Matt Reynolds - Google+
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