Auto Insurance Louisville KY Serving Louisville for Over 35 years!
(502) 933-2255 | (800) 468-1215
  • Home
  • Get A Quote
    • Get A Quote
    • Auto Insurance Quote
    • Home Insurance Quote
    • Life Insurance Quote
    • Renters Insurance Quote
    • Commercial Auto Insurance Quote
    • Business Owners (BOP) Insurance Quote
    • Motorcycle Insurance Quote
    • Watercraft Insurance Quote
    • RV Insurance Quote
    • Long Term Care Insurance Quote
    • Flood Insurance Quote
    • Workers Compensation Insurance Quote
  • Personal
    • Auto Insurance
    • Home Insurance
    • Life Insurance
    • Motorcycle Insurance
  • Business
    • Commercial Vehicle Insurance
    • Business Owners Insurance
  • Customer Service
    • Frequently Asked Questions
    • Report a Claim
  • Resources
    • Our Companies
    • Insurance Glossary
    • Calculators
    • Free Reports
    • News Center
  • Blog
  • About Us
    • About Us
    • Employee Directory
    • Testimonials
    • Leave a Review
    • Referral Program
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Map & Directions
    • Join Our Newsletter
Auto & Home
Insurance
Commercial
Insurance
Life
Insurance
Church
Insurance
Home > Blog > 8 Car Insurance Cost-Cutters
THURSDAY, NOVEMBER 17, 2011

8 Car Insurance Cost-Cutters

The car insurance market is quiet competitive, more so if you factor in the Internet as a new way of acquiring affordable car insurance. This means that, if you look around, you can easily find ways to cut your car insurance costs. Here are 8 tips that can significantly reduce your spending on car insurance.

Cutting Costs on Car Insurance1. Be a good driver. There is no question about it; the best way to get low insurance costs is by being a good driver. Obey all traffic laws, keep within the speed limits, and always drive carefully.

2. Do your research before you commit to an insurance company. Insurance rates vary quite a lot from one company to another. They also vary from one type of company to another. Before deciding, check various prices. Also, don't be afraid to let your current insurance provider know if you've found a better price. Most insurers will be willing to work with you to match the better price.

3. Ask your insurance agent about possible discounts. Simply taking a driving course, using a steering wheel lock, or getting good grades in school may be enough to earn you a discount on your insurance rates.

4. Factor in insurance costs when buying your car. Some cars have better safety records, and anti-theft measures that can bring your insurance costs down. Some cars are much more expensive to repair than others. When buying a car, consider the insurance costs to make the best possible investment.

5. Group rates may save you money. You may be able to get lower insurance rates because of your employer or for belonging to a particular organization. Check around to see if an organization you belong to, like an Alumni organization or a club, qualifies for lower rates.

6. If you consider yourself to be a good driver, choose a higher deductible. Higher deductibles can mean drastically lower payments. However, make sure you can afford to pay the deductible in case of an accident. Otherwise, it defeats the whole purpose of having car insurance in the first place.

7. Consider only purchasing liability insurance for cheaper cars. If your car is not worth more than ten times what your insurance premium, getting comprehensive coverage is probably not worth it.

8. Get all your insurance from the same company. It pays to shop around. However, most companies will offer you a reduction in your rates if you've been their customer for a long time. If you get your homeowner's insurance from the same insurer, chances are that your car insurance rates will be lower.

Have questions about your auto insurance policy? We're here to take care of all your Louisville auto insurance needs. Give us a call at (502) 933-2255 to speak to one of our agents or get a free, instant auto insurance quote online from Claude Reynolds Insurance.


By Matt Reynolds - Google+
Posted 1:57 PM

Tags: auto insurance, save, discounts, auto, personal, commercial
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

  • personal(147)
  • home(77)
  • auto(70)
  • commercial(64)
  • save(51)
  • safety(46)
  • home insurance(46)
  • auto insurance(37)
  • family(34)
  • life(24)
  • discounts(24)
  • life insurance(22)
  • weather(17)
  • business owners insurance(17)
  • winter(14)
  • claims(12)
  • credit rating(10)
  • summer(9)
  • motorcycle insurance(9)
  • renters insurance(8)
  • independent agents(8)
  • motorcycle(8)
  • green(8)
  • teen drivers(8)
  • stats(7)
  • boat(7)
  • kentucky(7)
  • spring(7)
  • louisville(7)
  • myths(7)
  • commercial vehicle insurance(6)
  • fall(6)
  • boat insurance(6)
  • specialty insurance(5)
  • long term care insurance(5)
  • rv insurance(4)
  • flood insurance(4)
  • health(4)
  • health insurance(3)
  • travel insurance(2)
  • mobile home insurance(2)
  • rental car insurance(2)
  • news(2)
  • identity theft insurance(2)
  • church insurance(2)
  • moving insurance(2)
  • cell phone insurance(1)
  • umbrella insurance(1)
  • senior drivers(1)
  • workers compensation insurance(1)

View Mobile Version
 
  • Progressive Insurance
  • Hartford Insurance
  • Safeco Insurance
  • Travelers Insurance
  • Grange Insurance
  • Guide One Insurance
  • Kentucky National Insurance
  Connect With Us: Social Social Social Social Social
Icon
Site Links

Home
Get A Quote
Our Companies
Testimonials
About Us
Contact Us

Claude Reynolds Insurance Agency, Inc. BBB Business Review

Louisville Auto Insurance Review

Icon Visit Us

Claude Reynolds Insurance Agency Inc.
6801 Dixie Hwy Suite 232
Louisville, KY 40258
Phone: 502-933-2255
Fax: 502-933-5057
Map & Directions
Claude Reynolds Insurance Agency Inc. | 6801 Dixie Hwy Suite 232, Louisville, KY 40258 | 502-933-2255
Powered by Insurance Website Builder | Online Marketing by One Thing Marketing